The three characteristic problems of a lender.In this blog, we will discuss how successful lending businesses determine the characteristics of a problem and how it delivers the ultimate…Dec 3, 2021Dec 3, 2021
Published inZodhanaWhat do micro-lenders want?I asked this question to each of our teammates for my assessment of clarity in communication. I knew I would fail miserably because I never…Nov 24, 2021Nov 24, 2021
Published inZodhanaBefore taking a loanThe ultimate objective is to get the least expensive loan with fewest of restrictions. Yet achieving these objectives is not easy.Jan 28, 2021Jan 28, 2021
Published inZodhanaHow to discreetly handle EMIs with recovery agents?In 2015, my next-door neighbours defaulted on a home-loan by Axis Bank. I noticed it only when the recovery agents sealed the door and…Dec 10, 2020Dec 10, 2020
Published inZodhanaEmerging Gold Standard of Underwriting — Transactional dataRating agencies have been too charitable in rewarding ratingsJun 21, 2019Jun 21, 2019
Published inZodhanaIdentifying lenders in a bank statementBank statements in a digitised world are reviewed for many reasons.May 1, 2019May 1, 2019
Published inZodhanaInkredo — What we actually doDuring my conversation with friends, acquaintances and candidates applying for a job, I have come to a realisation that people have…Jan 11, 2019Jan 11, 2019
Published inZodhanaCreating commercial edge from hibernating datasetsRisk professionals, wealth managers and underwriters are in a race against time to stay ahead of the next unfavourable market shift. The…Dec 13, 2018Dec 13, 2018
Published inZodhanaModern-day challenges with document image analysisOCRs are failing at extracting all the useful data intended for analysis from user-generated images of documentsJul 26, 2018Jul 26, 2018